How to Save Money on Your Grocery Store with the Big 3 Supermarket Apps

Rising costs for energy, national insurance, gasoline and more mean many of us are looking for ways to save money where we can.

And while food prices have also fallen victim to the cost of living crisis, there are a few tricks you can try to cut your spending a bit.

In his latest newsletterMoney-saving expert Martin Lewis recommends downloading supermarket apps from Sainsbury’s, Lidl and Tesco, some of which offer shoppers discounts of around £200 a year.

Here’s what you need to know about apps.

Nectar cardholders can save big bucks by downloading Sainsbury’s SmartShop app, because according to Money Saving Expert you can get up to 30% off items you buy frequently. Using the SmartShop app will automatically trigger offers on selected and regularly purchased branded and own brand products.

The app is designed to be used while you scan while shopping in store. The app syncs with your Nectar account, so you’ll also get your usual points and coupons. According to Sainsbury’s estimates, shoppers can save up to £200 a year.

If you don’t have a smartphone or your battery is low, some stores offer SmartShop scanners, but these are not available in all stores.

If Lidl is your department store go-to, you’re missing out on a trick by not downloading the Lidl Plus app. It contains coupons for selected products and also gives you cashback when shopping.

At checkout, you can scan your Lidl Plus virtual card in the app. You will receive a £2 coupon if you spend £100 in a calendar month. If you spend an additional £100 (for a total of £200 for the month), you will receive a £10 voucher, bringing your total monthly savings to £12. This soon represents a potential saving of £144 per year.

You’ll also get a free in-store bakery item coupon on your next store when you spend £50 a month.

Coupons automatically appear in the app when you reach the required amount and must be spent at a Lidl store within seven days of them appearing.

The app is also designed to help you track your grocery store expenses, with a handy section displaying your recent virtual receipts.

(Something to note: Lidl Plus is unfortunately not available in Northern Ireland, but can be used in the rest of the UK.)

If you shop at Tesco you’re probably already familiar with the standard Club Cards (if not, make sure you sign up as soon as possible, as there are hundreds of discounts – called ‘Cubcard prices’ – to be found on brands and own brands of products).

In addition to instant discounts, a Tesco Clubcard collects Clubcard points. For every 150 points, you’ll receive £1.50 in vouchers to use for groceries, going out and more.

It’s not new, but what you might not know is that there is now a way to optimize your Clubcard points.

Tesco has launched a program called Tesco Clubcard Pay+ – it’s a prepaid debit card where you can keep funds to spend on your groceries and which replaces the traditional Clubcard. You will need to download the Tesco banking app to load it with funds.

According to Money Saving Expert, “This gives the standard point of 1 Clubcard for every £1 spent at Tesco (including petrol), but currently points are doubled for the first 100 days for starters. You also get 1 point per increment of £8 spent elsewhere.

Be sure to check the terms and conditions of all offers and store cards before signing up to make sure they’re right for you.