How to Make a Chase Credit Card Payment

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With over 4,700 branches across the country, Chase is currently one of the most popular banks in the United States. It offers a wide range of financial products, including more than 30 credit card options for all types of lifestyles. Cardholders, however, should make their Chase credit card payments on time to establish a favorable credit history, minimize interest, and avoid late fees.

How do I make a payment on my Chase credit card?

There are three possible options for cardholders when it comes time to pay a Chase credit card bill. Chase customers can make their credit card payments online, by mail or by phone.

How to Make a Chase Credit Card Payment Online

The Chase online platform is probably the most convenient solution for the vast majority of Chase cardholders. This allows them to make their Chase credit card payments on time from the comfort of their home or on the go.

Although customers cannot use their debit card to make a Chase credit card payment, they can use the checking account their debit card is linked to through their online banking account.

Online payment

  1. Visit the Chase website.
  2. Sign up to enroll in Chase’s online banking platform by clicking “Not Enrolled?” Register now “.
  3. Fill out the form to verify your identity.
  4. Log in to your account with your new username and password.
  5. Add all of your credit card accounts by following the instructions on the “My Accounts” page and follow the site’s instructions to pay the amount of your choice.

Alternatively, Chase cardholders can choose to use the mobile banking app to schedule their online Chase credit card payments.

Pay on mobile

  1. Log in to the Chase Mobile® app.
  2. Swipe left on your credit card account.
  3. Press “Pay by card” and enter the desired amount.
  4. Choose the payment date and the account you want to pay from.
  5. Tap “Schedule”.

International business cardholders can also call 00-1-713-262-3300 to sign up for the business online banking platform and use it to pay their credit card.

How to Make a Chase Credit Card Payment by Mail

Another option is to make payment by Chase credit card using the US Postal Service. Chase does not accept cash payments when using this method. Chase credit card account holders can send a personal check or money order with their account number and name.

Payment address

Cardholder Services
Box 6294
Carol Stream, IL 60197-6294

Chase customers can send overnight payments to:

Chase Card Services
201 N. Walnut St.
De1-0153
Wilmington, DE 19801

How to Pay Chase Over the Phone

Chase also allows credit cardholders to pay over the phone by calling the automated phone service at 1-800-436-7958. Alternatively, cardholders can contact Chase customer service via the number on the back of their card.

Interest and late fees for Chase credit cards

The current Chase credit card late payment fee is $39. In addition, cardholders who do not pay their balance in full each month may incur an interest rate that varies by credit card and credit history, as well as the current prime rate.

Final take

Late or missing payments can permanently damage a cardholder’s credit history. Following the instructions above will help Chase customers pay off their credit cards when due to keep things running smoothly.

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Chase credit card information has been collected by GOBankingRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please check the issuer’s website for up-to-date information. GOBankingRates does not receive commission for this product.

About the Author

Daniela Rivera is a bilingual freelance content creator with a background in advertising and media. She holds a degree in communication sciences and more than 10 years of professional experience as an editor. She specializes in generating engaging and creative concepts and copy for advertising, e-commerce, blogs, podcasts and social media.